Mortgage broker, Sanctuary Point
Buying or refinancing in Sanctuary Point
Bay and Basin living, mostly under the $800,000 line.
Most houses here sit under $800,000. If you're eligible, that means no stamp duty as a first home buyer in NSW, and you can use the 5% deposit scheme with no lenders mortgage insurance. On a $700,000 house, 5% is $35,000.
- 5.0 on Google, 9 reviews
- 100+ people helped since 2022
- 20+ lenders
- Calls after your shift
Who buys in Sanctuary Point
On St Georges Basin and close to the Jervis Bay beaches, with house prices that still mostly sit under $800,000. It's one of the Bay and Basin suburbs where a first home buyer can still use the 5% scheme on a house, not just a unit.
Send me the listing you're looking at. I'll run the deposit, stamp duty and repayments on that place, not on a suburb average.
Typical house price, Sanctuary Point
$630,000 to $820,000
Under the line: most houses sit under $800,000.
Based on suburb averages and recent sales, November 2026. A rough guide, not a valuation.
The dumb questions
People buying in Sanctuary Point ask me these
- How much house can I buy with a $50,000 deposit?
- How much of my equity can I actually use?
- Why did one bank say $850,000 and another say $900,000?
Got one that isn't here? Text it to me on 0415 138 842.
Nearby
First Home Roadmap
The 9 steps to buying your first home, in order. Free, no email needed.
Joe has been absolutely awesome throughout our entire experience of purchasing our first home! He is amazing to communicate with and has gone above and beyond to make this stressful time as easy as possible!
Carina S, Google review
Looking in Sanctuary Point?
Send me the listing and tell me how you're paid. I'll run your numbers on that house.
Or call or text 0415 138 842. After your shift is fine.
General information only. Figures are illustrative and don't consider your personal situation. Eligibility rules and lender criteria apply.