Areas I cover
Mortgage broker across the Shoalhaven
Nowra to the Bay and Basin. The $800,000 line runs right through it.
In NSW, first home buyers pay no stamp duty up to $800,000, and the 5% deposit scheme's price cap in the Shoalhaven is also $800,000. Which side of that line a suburb sits on changes the whole plan. Here's where each one sits.
- 5.0 on Google, 9 reviews
- 100+ people helped since 2022
- 20+ lenders
- Calls after your shift
Pick your area
Nowra
$600,000 to $800,000
Under the line
The middle of everything, and most houses still sit under the $800,000 line.
Bomaderry
$670,000 to $880,000
Right on the line
North of the bridge, and right on the $800,000 line.
Worrigee
$700,000 to $920,000
Right on the line
Newer estates, and prices that sit right on the line.
Sanctuary Point
$630,000 to $820,000
Under the line
Bay and Basin living, mostly under the $800,000 line.
Vincentia
$900,000 to $1,430,000
Over the line
Most houses here are over $1,000,000. That changes the maths.
Basin View
$640,000 to $890,000
Right on the line
A quieter spot, with prices either side of the line.
Tomerong
$790,000 to $1,080,000
Over the line
Bigger blocks, bigger prices. And yes, I get asked about cows.
House prices: Based on suburb averages and recent sales, November 2026. A rough guide, not a valuation. Looking somewhere else? I help people anywhere in Australia by phone and online.
Found a listing?
Send it to me with how you're paid. I'll run your numbers on that house.
Or call or text 0415 138 842. After your shift is fine.
General information only. Figures are illustrative and don't consider your personal situation. Eligibility rules and lender criteria apply.