Car loans and personal loans, Nowra
Car and personal loans
The car loan you take this year changes the home loan you get next year.
I do car loans, personal loans and asset finance too. The bit most people don't think about: every repayment you take on comes off what a lender will let you borrow for a home later. If a house is on the cards in the next couple of years, it's worth planning both together.
- 5.0 on Google, 9 reviews
- 100+ people helped since 2022
- 20+ lenders
- Calls after your shift
What I check first
- What the repayment does to your borrowing power. Especially if you're planning to buy in the next year or two.
- The fees behind the rate. Establishment fees, monthly fees and early payout costs.
- Secured or unsecured. A loan secured against the car is usually cheaper than one that isn't.
Already own a home?
Can I put my car loan into my mortgage?
Sometimes it's the cheapest money you can get. Done wrong, you pay the car off over 30 years. Here's the split I use.
Straight answers on this too
Tell me what you're buying, roughly what it costs and how you're paid. I'll come back with what it's likely to cost you each month, and what it does to a home loan down the track.
Dealing with Mascaro finance has been straight forward and stress free. Joe has always made himself available to answer any questions i have had and helped to guide me toward the decision that best meets my circumstances.
Todd B, Google review
Found the car already?
Tell me what it costs and how you're paid. I'll run the numbers on the loan and your next home loan together.
Or call or text 0415 138 842. After your shift is fine.
General information only. Figures are illustrative and don't consider your personal situation. Eligibility rules and lender criteria apply.