Mortgage broker, Vincentia
Buying or refinancing in Vincentia
Most houses here are over $1,000,000. That changes the maths.
Most houses here are over $800,000, so the 5% scheme's price cap rules them out, and the first home buyer stamp duty savings shrink, then stop at $1,000,000. Units, townhouses or a bigger deposit are where the numbers usually work.
- 5.0 on Google, 9 reviews
- 100+ people helped since 2022
- 20+ lenders
- Calls after your shift
Who buys in Vincentia
Close to the Jervis Bay beaches and the Vincentia shops, and priced like it. For a first home buyer, the usual options are a unit or townhouse under the line, starting in a nearby suburb, or a bigger deposit. I'll run all three so you can compare.
Send me the listing you're looking at. I'll run the deposit, stamp duty and repayments on that place, not on a suburb average.
Typical house price, Vincentia
$900,000 to $1,430,000
Over the line: most houses sell above $800,000.
Based on suburb averages and recent sales, November 2026. A rough guide, not a valuation.
The dumb questions
People buying in Vincentia ask me these
- How much house can I buy with a $50,000 deposit?
- How much of my equity can I actually use?
- I've been with my bank for years. Is it worth leaving?
Got one that isn't here? Text it to me on 0415 138 842.
Nearby
First Home Roadmap
The 9 steps to buying your first home, in order. Free, no email needed.
Joe has been absolutely awesome throughout our entire experience of purchasing our first home! He is amazing to communicate with and has gone above and beyond to make this stressful time as easy as possible!
Carina S, Google review
Looking in Vincentia?
Send me the listing and tell me how you're paid. I'll run your numbers on that house.
Or call or text 0415 138 842. After your shift is fine.
General information only. Figures are illustrative and don't consider your personal situation. Eligibility rules and lender criteria apply.