About Joe Mascaro, mortgage broker, Shoalhaven
I'm Joe. Definitely not a doctor.
Mortgages are serious. I try not to be.
I'm a mortgage broker in the Shoalhaven. I help first home buyers, shift workers and people who've been with the same bank too long work out what they can actually borrow, and which lender fits how they're paid. Everything happens by phone and online, so I help people anywhere in Australia.
- 5.0 on Google, 9 reviews
- 100+ people helped since 2022
- 20+ lenders
- Calls after your shift
Why I do it this way
The internet has enough AI-generated finance advice. Most of what I post is me running the numbers on real local listings: the deposit, the stamp duty, the LMI, what it costs a week. I'd rather show you the working than ask you to trust me.
Humour helps too. People ask better questions when they're not worried about looking dumb, and the dumb questions are usually the ones that matter.
What you can expect from me
- Straight answers. Including "stay where you are" when that's the right call.
- Plain English. If I say LVR or comparison rate, I'll explain it. Ask as many times as you like.
- One application, to the right lender. Not five applications to see who says yes.
- Calls around your roster. After your shift, before your shift, on your day off.
Who I'm not for
I'm not the right broker for everyone. If your bank's already given you the best deal going, I'll tell you that too.
I'm also not a financial planner or an accountant. If you need one of those, I'll say so.
Joe wasn't just after the sale. He gave us honest advice ... He explained everything clearly and took the stress out of the whole thing.
Sarah E, Google review
Dealing with Mascaro finance has been straight forward and stress free.
Todd B, Google review
Got a dumb question?
Good. Those are my favourite. Tell me how you're paid and what you're trying to do.
Or call or text 0415 138 842. After your shift is fine.